DFM is available to serve our Lord through any church that is willing to settle for nothing less than God's very best. We are more than a fund raising organization - We are a fund 'lowering' ministry.

The Word of God is clear and confirmed by experience, that the appropriation of funds is God's responsibility and not that of man. Raising money is limited by the prosperity of man, "LOWERING" money is limited by the prosperity of God.

Debt Free Ministries offers practicle leadership and training designed to focus on the relationship of God and man as it relates to need and provision. The enhancement of the individual fellowship between the believer and the Lord is of utmost priority. The end result is a personal and corporate experiencing of God through the witnessing of His meeting the need.

The fruit of the ministry of our Lord through DFM is God Glorified, unprecedented unity of the Church body, genuine revival spirit, profound joy, and the freedom that results from a met need.

DFM offers a wide variety of ministries from which your church can select in order to custom design the ministry according to the needs of your individual church.

Debt Free Ministries will assist you in eliminating all existing debt and paying cash for all future needs, freeing your church for missions and ministries.

The ministry of DFM to the church body will increase Biblical knowledge of finances, lead to a new level of faith in the power and resources of God throught the church, teach believers to bring an obedient offering unto the Lord (rather than give to the need), and free them for the Master's use.

Dr. John Morgan is available to speak at banquets where DFM is serving, as his schedule permits.

DFM periodically offers specialized seminars for pastors.